Reborn with Consumption System

Chapter 955 - 388: Joyful Harmony (Part 2)

Not wanting to get tangled in this mess, Han Lie decisively let loose: "Simple, Brother Wang, you go back and cook up a fake financial report. When it’s time to announce mid-year, I’ll help you bump it up... for free!"Old Wang’s sallow face almost couldn’t hold together, his mouth twitching constantly...

"Hahaha, Teacher Han loves to joke around..."

"Don’t call me Teacher Han, call me Brother Han!"

The rascal Han slapped his chest vigorously: "For friends, I’d gladly put myself in harm’s way!"

The three middle-aged men exchanged a look, Old Xun subtly shook his head.

He had spent time in Magic Capital, knowing Han Lie relatively well, aware that the kid wasn’t truly clueless but was just playing the fool.

Naturally, the conversation about Shaanxi Coal couldn’t carry on.

Old Xun swiftly shifted the topic: "Shaanxi Coal is our Zhongjin’s only IPO project this year, and its poor market performance is largely our responsibility. Seems like we were too eager during the queue..."

Director Li nodded in deep agreement: "Indeed, if it were listed mid-year, the situation would be quite different."

Old Wang chuckled: "If only we had met Teacher Han earlier. If we’d heard of Teacher Han’s precise market judgment sooner, we would’ve delayed it a bit, right?"

Now they’re dragging me into this, seems like there’s something else going on?

Han Lie was well aware, so he put on a different act.

"Forgive my bluntness, but regardless of when the coal industry lists, it’s all the same. The golden times have passed, developing new energy is the national policy!"

You’ve got a point there!

The topic was terminated again...

Zhongjin sure is impressive, but they were utterly stumped by Han Lie.

This guy deals in private equity, has the means and the ability—who cares if he doesn’t respect you?

The several older brothers were quite helpless, the idle chat that followed became somewhat straightforward... just somewhat.

In the end, through various jokes and probing, Han Lie gathered three things.

First, Zhongjin’s Magic Capital branch wants to poach Han Lie’s private securities account.

They took turns promising all kinds of things.

The most crucial promise was, of course, the guarantee of enterprise listing—discounts on underwriting fees, priority processing, full support, etc.

Honestly, it’s a highly valuable commitment.

As for issuance underwriting capabilities, there’s no one in the country currently who can compete with Zhongjin.

So many companies are lined up vying for listing quotas, yet each year only over a hundred companies make it, and occasionally, IPOs are halted by the securities oversight commission—how tough!

For instance, the Lemon Entertainment Han Lie invested in couldn’t get listed domestically, so it turned to Hong Kong, where the market was not very receptive, resulting in a significant loss.

But if Zhongjin were in charge, the issue of not getting listed pretty much disappears.

Yep, in this regard, Big Brother Jin is just that impressive!

Director Li hinted and made implicit suggestions, then Old Xun went on lamenting to Han Lie: "Among 117 securities companies industry-wide, we made an operating income of 45.33 billion yuan in the first quarter this year, 7.534 billion from interest income on margin financing, accounting for 17%.

Whereas we, Zhongjin, made less than 90 million in profit for the first quarter, with margin financing interest income of 11.82 million, accounting for 13%...

Brother Han, we are struggling!"

Good heavens!

Han Lie’s eyes widened: "All of Zhongjin? Not just your Magic Capital branch?"

Old Xun nodded with a heavy expression.

"That’s why we need a major client like you..."

Han Lie quickly did the math; this year alone, he could bring Zhongjin at least 500 million yuan in margin financing income. Good heavens, he could cover Zhongjin’s annual profit and still have surplus.

Looking at it this way... do I have potential to be a benefactor?

Han Lie was very tempted by the various conditions proposed by Old Xun and Director Li, but he soon noticed the blind spot.

"So, what’s your company’s margin financing balance at the end of the quarter? Can it meet my demands?"

"Um..."

The two older brothers were instantly stumped by the question.

Director Li hurriedly shaded his eyes, gazing into the distance.

Old Xun forced a couple of dry laughs, stammering, "Approximate 1.7 billion..."

Come on, are you kidding me?!

Han Lie sighed, his face full of regret and lamentation: "Oh my dear brothers, I wish to help you, even willing to take a small loss, but I can’t bear too much loss, right?

My fund currently requires a financing capacity of 12.5 billion and could expand to over 20 billion down in the second half of the year, 1.7 billion..."

The rascal Han fervently halted his words midway, causing the ears of the two bosses to flush red with embarrassment right there.

"Alas, there’s nothing we can do! Our company’s cash flow has always been particularly tight. The nature of Zhongjin determines that it’s difficult for us to list. Without listing, where do we finance?"

"The company is plagued by cash flow constraints; it’s a chronic issue. Indeed, we have made things difficult for Brother Han... Forget it, forget it, let’s talk about something else!"

Han Lie just moved his lips and got a bit of goodwill for free.

Transfer accounts?

Not even dogs would do it!

The source of funds for brokerage margin financing business comes from registered capital, capital raised through targeted stock issues, and funds raised through bond issues.

Zhongjin’s upper management indeed holds strong connections, but lacking the ability to list and the inconvenience in issuing bonds, they naturally face money shortages.

And once Han Lie realized their true predicament, he immediately started plotting against them.

Short on money, huh?

How about I bring you two businesses?!

No need to lower underwriting fees, just ensure a smooth listing before the bull market ends—it’s OK!

Actually, Zhongjin certainly isn’t short on business, perhaps too lazy to even work with those small and medium-sized startup companies on their listing business because those little ones can’t afford to pay.

They charge an average of over 80 million for a single underwriting sponsorship—crazy expensive.

Generally, only large state-owned enterprises can bear the cost and afford to pay.

If Lemon Entertainment had to spend 80 million on sponsorship and underwriting fees to get listed, even if Old Su were to be shaved down, he wouldn’t agree.

Normally speaking, Han Lie also can’t afford this kind of expense.

The purpose of running a company is to profit, and listing is for financing—the ultimate goal remains profit, and 80 million can sustain some listed companies for several years.

But what he’s aiming for is a different level of benefit—

As a strategic investor, he promises to help certain potential companies get listed promptly, and bears a substantial portion of sponsorship and underwriting fees, thus gaining a certain purchase right for original shares. Quite reasonable, isn’t it?

In effect, he’s using Zhongjin’s grandstand to carry out his private equity investments.

Later on, Principal Wang frequently did similar things, but the selected targets were quite mediocre, earning some money on reputation then losing on capability.

But Han Lie is different!

He’s incredibly skilled at discerning which companies are valuable, and he currently has two top-tier targets.

Under normal circumstances, given the scale and reputation of his private equity, it’s tough to win against those truly top-notch institutions in investment competition, only capable of pure monetary bombardment.

Now he’s trying a different way to throw in the money—and simultaneously reap original shares and industry status—it’s truly a triple win.

Additionally, if Han Lie can prematurely maneuver certain targets to get listed, he can further reap another wave of profits in the bull market.

Stock prices would surge rapidly, and he’d have multiple options when the retail prices are at their peak.

For example, if the price skyrockets too much, far exceeding actual value, he’d use it as collateral to cash out—plainly causing his competitors to suffer.

If the company still has greater development prospects in the future, he’ll frantically bash it in the bear market, transforming it into a deep pit, and gradually increase his holdings.

Or through various cross-shareholding methods, weave a network within certain industries, seeking influence...

Anyway, there’re many playstyles, every possible maneuver is profitable.

And all he needs to settle is merely a capable yet constraint-bound partner...

There’s no better choice than Zhongjin!

With this thought, the dog rascal was energized.

Coincidentally, Old Xun revealed today’s second agenda.

"Brother Han, we Zhongjin are brewing an internet finance project—Zhongjin Jin Net.

Aiming to create an online wealth management platform for individual investors, providing online account opening, trading, personal finance, expert research reports, financial news, investment advisor consultations, and other comprehensive online wealth management services.

Expected launch around mid-year; are you interested in leading the charge, whether with a column or other section?"

Han Lie recalled for a long time and couldn’t think of any renowned platform launched by Zhongjin in later years.

So... they ruined this thing?

Join in! Absolutely join!

Won’t require energy, won’t take time, and it’s a great way to earn some goodwill—where else can you find such a good deal?

"No problem, count me in for the beta test, full dedication, duty-bound to act! Although having a laugh by saying I’d put myself in harm’s way for friends might be stretching a bit, I’ve always been sincere when supporting them!"

Han Lie agreed far more readily than expected, and Old Xun and Director Li were genuinely overwhelmed with surprise...

"Great! Brother Han’s a friend one can get along with!"

"I must drink more with Brother Han later; bold, refreshing!"

Instantly, the atmosphere became joyous and harmonious...