Reborn with Consumption System

Chapter 953 - 387: Pierced Through the Heart with One Arrow (Part 3)

7.5 billion principal, 12.5 billion leverage, using a total volume of 20 billion to earn just over 1.4 billion, many speculative capitals have made over 50% in this rebound, is 1.4 billion a lot?Oh, it seems like it is quite a lot...

But this is just the beginning, the real test is yet to come.

This bunch of bastards have ill intentions, trying to mess with my state of mind!

Han Lie was very clear-headed yet intentionally immersed himself, uttering a few words of youthful arrogance.

Drunk and warm, the atmosphere was incredible, then the three moved into the back room, each lit a cigar, and started discussing today’s business.

"Mr. Han, our project proposal is ready, take a look and give us some advice!"

Gao Diaomao took out a document, and as he handed it over, his face looked a bit tense.

"There’s no problem with Brother Bo’s skills, that’s for sure."

Han Lie opened the document and casually glanced over it.

From Gao Yuan’s angle, it seemed like Han Lie wasn’t focused on it at all, but in reality, he had already memorized key points with his strong intelligence.

With just a little pondering, he immediately swayed in his mind.

Goodness, you guys really dare to think big?!

Are you really going to cut it from the roots?

The entire project’s operation method is actually more akin to an asset management product, with several key points.

First, Gao Yuan Real Estate uses Plot A as the core, initiating the project "Neihuan Mingcheng," planning to build six mid-rise buildings ranging from 12 to 18 floors.

Second, the project is valued at 2.5 billion, divided into 2,500 shares, with each share priced at one million, for sale to qualified investors.

Third, the project duration is 3 years, with the first year at 8% interest, payable immediately after purchasing the product, then 11.5% interest annually for the next two years, with principal and interest paid in full at maturity.

Fourth, the project is selling the ownership of "Neihuan Mingcheng."

Fifth, the project guarantor is Mo Zaidan, prepaying a 6% guarantee fee, then paying annually at the beginning of each year, with Plot A as collateral.

Sixth, in the event of default, Mo Zaidan will partially compensate investors for half of their investment.

Seventh, the project manager is CITIC Trust, the distribution and sales channel is CITIC Securities Asset Management Team, and the custodian bank is the CITIC Bank Pudong Road branch.

Simple terms, all fucking problematic!

Firstly, the 6 mid-rise buildings total 250 to 330 small to medium-sized units, and each unit is valued between 7.5 to 10 million...

Are you kidding?!

Then, Plot A is mortgaged to Mo Zaidan, the buildings on it split into products, selling ownership to customers... suckers, whose genius idea was this?

Then, both the manager and the distributor’s custodian bank are CITIC, who taught you guys that?

Huh? It’s early 2014 now, seems like it might get approved?

If not, the problem should be with the custodian bank, switching to another bank should solve it.

However, using a branch office as the custodian, the intention is almost openly blatant.

Prepay the first year’s 8% interest, then settle principal and interest in three years at once, hm, quite an idea.

Han Lie’s first reaction was that this thing couldn’t be sold at all.

But upon careful reflection, he realized—in the current environment, maybe not necessarily!

Although the real estate industry has already stagnated overall, there are plenty of experts singing praises of Magic Capital’s housing prices, and quite a few investors are forgiving towards these prices.

Plus, the name of Mo Zaidan is intimidating enough, given the power Gao Fengbo holds, it might not be impossible to fool people.

CITIC Securities has branches nationwide, with great rewards, selling three to five shares per county-level city isn’t overly difficult.

The key issue is how to get Mo Zaidan to fall into this trap.

Ordinary investors from small places might not discern it, but as a professional re-guarantee company, the issues in the contract are obvious at a glance.

Oh shit!

If Wei Changming isn’t handled, what kind of approval is there to expect?

Han Lie frowned, picked up the document and shook it, his attitude carrying some dissatisfaction: "Is this what you submitted to Mo Zaidan?"

Gao Diaomao laughed hollowly, sheepishly said: "Not really, we talked with Manager Qiu twice, he was easy-going when drinking, but his attitude was a bit ambiguous... Mr. Han, I have no other choice now but to ask for your help!"

Han Lie wasn’t sure if Gao Diaomao had set up any recording device, glancing at him, he unhurriedly replied:

"As a friend, I’ll surely help if I can. But you guys are making it too difficult for Manager Qiu, what is there to talk about? Have you reached that stage yet? Nonsense!

Fine, let me level with you: Manager Qiu knows what he’s doing.

The specific manager is surnamed Wei, he’s a young talent sent from their parent company, with a lot of authority and reliable in his work...

Do you understand?"

Gao Diaomao suddenly realized, nodding repeatedly.

"I understand, I understand! If you had said so earlier, I would have been relieved a long time ago... Thanks are unnecessary, Mr. Han, Mr. Gao, let’s all get rich together!"

Realizing that Gao Diaomao truly "got it," Brother Lie offered a nuanced smile, took a cigar, and leisurely blew out two smoke rings.

The large smoke ring slowly expanded, while the small one accelerated forward... right through the heart!

Gao Diaomao and Gao Fengbo laughed heartily, applauding, praising Mr. Han from how well he blew smoke rings to how he orchestrates things with the grace of a great leader, creating an extremely lively scene.

In the midst of laughter, the day of prosperity seemed just around the corner.