After being abandoned by the educated youth, I became rich in the 80s

Chapter 192 Interest-free Loan 2

Seeing the furious Old Man Lan, the two brothers Lan Ze and Lan He were helpless and quickly tried to persuade him.

"Brother, just tell the truth and don't make dad angry."

"Yes, how much money did you borrow in total? Let's get our family together and pay the money back quickly. We can't borrow from such a loan shark."

There was a gambler in their village who also borrowed money from a loan shark. The interest kept compounding, and the amount he had to pay back was two or three times what he had borrowed. His entire family was ruined.

This gambler is so obsessed with gambling. Why did big brother, who is fine, become so foolish as to follow him and borrow usury?

Isn't it just two acres of land that you bought? If you don't have money to build a house, just don't build it. Anyway, the land is there and you can't lose it anyway, so why bother to borrow money?

Listening to the misunderstandings of the people in the room, Lan Qing slapped her thigh and shouted, "Hey! Can you listen to my explanation, please?"

"I didn't borrow from a private loan shark, I borrowed from a bank! It's a national policy, so there's no interest. I'll pay back the same amount I borrowed now!"

"It's a lie, it's a lie, it's just like usury!" Lan He shouted.

Lan Qing couldn't help but slap Lan He's silly brother on the head, gritted his teeth and said helplessly, "I've told you to listen to me."

Lan He reached out and touched his head, his round eyes full of shock, as if he couldn't believe that his elder brother actually hit him.

Sure enough, the eldest brother has changed. Just like those gamblers whose faces turn red from gambling, he even dares to hit his younger brother!

Old Man Lan let out a sigh of relief, and was helped by Lan Ze to sit back on the stool. He stared at Lan Qing and said, "Speak, tell me clearly."

Lan Qing looked back at Chen Baoni and said, "Wife, go get the ID from the room." Then she looked at Lan He and said, "Lan He, go to Lan Xin's house and call her over."

When he heard Lan Qing ordering him, Lan Ze turned his head and ignored her, pretending he didn't hear it. Who told him to hit his brother?

As a result, his wife slapped him on the head again. Xu Rufang said angrily, "Brother asked you to call Lan Xin over, so just go."

Why are you being so stubborn?

Finally, Lan He covered his head with his hands and walked out quickly with a look of grievance on his face.

When Lan Xin came over and heard about the interest-free loan, her eyes lit up and she quickly said, "I was just about to tell you this."

"Second brother, third brother, do you want to apply for an interest-free loan and buy the land together?" Lan Xin turned her head and asked Lan Ze and Lan He.

"Lan Xin, what's wrong with you?!"

When Lan He heard Lan Xin's words, he was about to explode.

Did Lan Xin have a brain attack? Why did she let her family borrow money from loan sharks for no reason?

The others also widened their eyes in disbelief.

When Lan Xin saw their expressions, she wondered what the hell they were thinking.

I quickly explained: "What I mean is that this money is lent to us by the government, without interest, for us farmers to start our own businesses. Do you dare to take it?"

"Big brother borrowed this sum of money to set up a noodle stall at the foot of the mountain. You can also have your own ideas."

Speaking of interest-free loans, Lan Xin went to the bank to do some business a few days ago. She saw the salesmen looking worried, so she asked a question.

The bank clerks also felt that Lan Xin looked familiar. They would come to deposit money from time to time and chat with her about gossip.

They complained that their performance did not meet the standards and they could not provide the interest-free loans.

Only then did Lan Xin realize that there were already interest-free loans at that time, but the farmers were too timid to borrow.

We have all been through hard times, who would be willing to go out and borrow money for no reason?

Once someone offers to lend you money, he or she is either lending you money at high interest rates or has ulterior motives. It is just like Lan He's idea, and there is no way to change it.

You should take on as much as you are capable of. Who can do things by borrowing money? What if you lose money?

Lan Xin didn't say anything after knowing this. After all, Lan Qing and Lan Ze followed her to sell tea eggs, and they could earn 20 to 30 yuan a day, which was a lot in that era.

They are not starting a new business, so what are they borrowing so much money for?

But it’s different now when it comes to buying land.

So that day, Lan Xin and Lan Qing suggested that they could get an interest-free loan and use the money to build a small noodle stall at the foot of Sanqing Mountain to start a business and make money.

Lan Xin also told them the specific operation. They could first give the money they had to Uncle Lan to buy the land, and then take the two acres of land to the bank as collateral.

This way you can borrow more money and extend the loan period.

After hearing Lan Xin's words, Lan Qing and Chen Baoni returned in silence.

The next day, the two men with thick dark circles under their eyes only sold tea eggs in the morning. In the afternoon, they went to the bank in the city to ask for details, but they did not get a loan immediately.

Unexpectedly, after hesitating for two days, Lan Qing actually made up his mind to take out a loan. He borrowed 2 yuan and only had to pay back the 2 yuan after three years.

What Lan Xin didn't expect was that Lan Qing didn't tell her family about the loan before, and only told them after the loan was completed. She didn't explain it clearly yet, which scared her family.

After listening to Lan Xin's detailed account of everything, the Lan family finally felt relieved.

Old Man Lan glared at Lan Qing angrily: "You are so tall but you can't even speak clearly."

He was almost scared to death.

Lan Qing opened her mouth, looking so innocent.

He did say it. He clearly said that it was an interest-free loan from the bank, not usury and there was no need to repay interest. But no one in the family listened to him.

Lan Qing felt so wronged.

After saying this, Lan Xin looked at the two brothers Nan Ze and Nan He, and then at Li Xia and Xu Rufang.

"Second brother and second sister-in-law, third brother and third sister-in-law, how did you decide?"

"The government has introduced this interest-free loan in order to encourage everyone to develop production and to promote the rapid recovery and development of the economy. It is guaranteed and anyone can borrow this money. Since everyone can borrow it, why don't we borrow it ourselves and start a business in advance?" Lan Xin said.

Without saying anything else, let's use this money to acquire the land at the foot of Sanqing Mountain. I will definitely be able to earn back the money within three years.

By then, you can get the scenic area land for 70 years for free!

Lan Xin is planning to borrow some money to increase the budget of the hotel, expand it and build it better.

Not to mention Lan Xin's heart was moved, Li Xia and Xu Rufang's eyes were sparkling and they couldn't help asking.

"Is Lan Xin really that good?"

"Yes, yes, do you really not have to pay interest?"

"Well, you don't have to pay interest." Lan Xin nodded, and she even remembered some cool operations.

I heard that some people used the money borrowed from this interest-free loan and deposited it in the bank for a fixed period of time. After a few years, they made a profit by reselling it.

Lan Xin would definitely not do such a thing.